Financing – CORE + Partners

FLEXIBLE FINANCING

At CORE we offer flexible financing solutions for commercial real estate projects, including both debt and equity solutions

MORTGAGE SOLUTIONS

CORE provides unbiased advice to qualified borrowers, and offers flexible mortgage solutions and financing structures that may not be available through traditional financial institutions.

PRIVATE LENDING

We offer private 1^st or 2^nd private mortgages for commercial or residential needs. Loan amounts from 50% – 80% loan-to-value, with terms from 6 to 24 months.

LAND FINANCING

We lend to borrowers to finance residential and commercial development project at sites that is undergoing rezoning or specific site approval process.

MEZZANINE FINANCING

We provide mezzanine financing at competitive terms and rates that are not available from traditional lenders. Loans up to 80% loan-to-value or 85% loan-to-cost, with terms up to 36 months.

CONSTRUCTION FINANCING

For residential- or commercial-zoned site-plan-approved land, pre-sale or leasing requirements are flexible, based on credit parameters. Loan amounts from 60% – 85% loan-to-cost, with term extensions from 1 – 3 years.

MORTGAGE ADMINISTRATION

We can administer your funds individually through Core Mortgage Admin Corp., or with other investors through our Diversified Mortgage LP Fund. We can meet your financing needs upon satisfying underwriting requirements.

INVESTMENT PROPERTIES

We provide 1^st or 2^nd mortgage financing for after-market residential or commercial investment properties. We offer competitive rates and flexible terms.

Mortgage solutions and administration services are provided by Core Capital Partners Inc. FSCO Brokerage No. 12497 and Core Mortgage Admin. Corp FSCO Mortgage Administration No. 12345.

EQUITY SOLUTIONS

CORE provides unbiased advice to qualified borrowers, and offers flexible mortgage solutions and financing structures that may not be available through traditional financial institutions.

All our development or asset management LP offerings are underwritten by Core Realty Partners Inc. And once it passes through underwriting, we will suggest the most appropriate legal structure. We make equity offerings available through an exempt market dealer of choice for each specific deal.

THE FOUR PILLARS OF UNDERWRITING

THE REAL ESTATE CO.

The first pillar is the real estate company. The company is the individual or group of people who will acquire and advance a development or business plan. We look into their background, track record and secure references.

THE MARKET

The second pillar is the market of the property. We require market and feasibility studies taking into consideration demographics, economic indicators as well as comparable transactions. Planning reports as well as appraisals from reputable firms are also required.

THE PROPERTY

The third pillar is the quality of the property or asset. We evaluate the physical condition and compare it to the real estate company’s information. If the deal has passed the first two pillars, we continue to review its potential income and cost, tenants and rates (if applicable).

THE INVESTMENT

The final pillar: we spend time and resources negotiating the optimum legal structure to put our investors first, reviewing key items. We also take into consideration the creation of operating agreements, fees and expenses, as well as the asset management team.

Once the property or asset passes the underwriting process and confident it will achieve its stated investment goals, we offer the opportunity to our community of investors.

PAST OPPORTUNITIES

Virerra Village

COURTLAND AVENUE E & BLOCK LINE ROAD
KITCHENER ON

1^st POSITION MORTGAGE:	$13,950,000
LOAN TO VALUE:	63.41%
TERM:	12 months
TOTAL UNITS:	334 units
DEVELOPER:	Viridis Development Group

CORE facilitated a first position mortgage to refinance existing mortgages and provide additional soft costs to advance the development of the first of four high rise residential towers to be constructed. The 6.35 acre property is ideally located near the Block Line LRT station, with 1.42 acres severed to build a 27-storey mixed-use development

COMPLETION VALUE: $137,000,000
Completion value estimated at the time of investment.

Capital Partners Inc. (FSCO Brokerage No. 12497)

Glendor Towns

1335 PLAINS RD EAST
BURLINGTON, ON

1^st POSITION MORTGAGE:	$5,000,000
LOAN TO VALUE:	85.30%
TERM:	24 months
TOTAL UNITS:	33 unit townhomes
DEVELOPER:	DVLP Group.

CORE facilitated a first position mortgage to purchase and provide soft cost financing for the developers of Glendor Towns, a 33 unit townhouse development in the heart of Burlington ON. This contemporary designed project sits minutes away from the nearby amenities such as the Burlington GO station, Mapleview Shopping Center, Walmart and IKEA.

COMPLETION VALUE: $19,000,000
Completion value estimated at the time of investment.

Capital Partners Inc. (FSCO Brokerage No. 12497) Mortgage administration by Platinum Investment Group o/a CORE Mortgage Admin. Corp. (FSCO Mortgage Administration No. 12345)

Park City Homes

505-533 YONGE ST
BARRIE, ON

2^nd POSITION MORTGAGE:	$3,715,000
LOAN TO VALUE:	69.97%
TERM:	12 months
DEVELOPER:	IVIVA Homes

CORE facilitated a second position mortgage to purchase and provide soft cost financing for the developer of Park City, a 138 town homes and 58 condominium unit project located in Barrie, right on Yonge St, the major transportation and retail corridor for the city.

COMPLETION VALUE: $79,700,000
Completion value estimated at the time of investment.

Capital Partners Inc. (FSCO Brokerage No. 12497) Mortgage administration by Platinum Investment Group o/a CORE Mortgage Admin. Corp. (FSCO Mortgage Administration No. 12345)

The Dental Group

307-310, 1275 FINCH WEST
NORTH YORK, ON

1^st POSITION MORTGAGE:	$3,867,875
LOAN TO VALUE:	79.75%
TERM:	30 months
DEVELOPER:	The Dental Group Inc.

CORE facilitated a first position mortgage for property and construction of a 5,200 square foot multi-practice dentistry office, located at the corner of Keele St. and Finch West, approximately 200 meters from the Finch West TTC station.

COMPLETION VALUE: $4,850,000
Completion value estimated at the time of investment.

Capital Partners Inc. (FSCO Brokerage No. 12497) Mortgage administration by Platinum Investment Group o/a CORE Mortgage Admin. Corp. (FSCO Mortgage Administration No. 12345)

DISCLAIMER: 2019 CORE ADVISORY INC. ALL RIGHTS RESERVED. THIS WEBSITE DOES NOT CONSTITUTE AN OFFER TO SELL OR A SOLICITATION TO BUY ANY INVESTMENT, NOR SHALL IT FORM THE BASIS OF, OR BE RELIED ON IN CONNECTION WITH, OR ACT AS AN INDUCEMENT TO ENTER INTO, ANY CONTRACT OR COMMITMENT WHATSOEVER. VISITORS TO THIS WEBSITE WHO ARE CONSIDERING MAKING AN INVESTMENT IN A SPECIFIC INVESTMENT OFFERING ARE REMINDED TO THAT THEY SHOULD NOT MAKE ANY DECISION BASED ON THE CONTENT OF THIS WEBSITE. PROSPECTIVE INVESTORS SHOULD CONDUCT THEIR OWN DUE DILIGENCE AS WELL AS SEEK INDEPENDENT FINANCIAL AND LEGAL ADVICE PRIOR TO INVESTING. CORE IS NOT AN EXEMPT MARKET DEALER. ALL SECURITIES ARE MADE AVAILABLE THROUGH FIRST REPUBLIC CAPITAL, AN EXEMPT MARKET DEALER.